What is John Deere Financing?
It’s important to have your financing work as hard as your equipment does. John Deere Financial offers value no other lender can - a deep understanding of your industry, unmatched equipment expertise, and personalized financial solutions that can be quickly arranged through Tractor Central at the time of our purchase.
How do I apply for John Deere credit?
Get fast and secure credit approval by completing the newly improved Online Credit Application. Use the credit app to apply for credit at Tractor Central to purchase a new John Deere Riding Mower, Zero-Turn Mower, Commercial Mower, Gator Utility Vehicle, Compact Utility Tractor, Utility Tractors, Skid Steers, Farm Equipment, and more. Click on any of the equipment categories below to start the application process.
Financing options
Revolving Plan
The most popular option for residential customers (non-farming or non-business use) a JDF Revolving Plan Account works much like a credit card. This convenient and reusable line of credit allows you to charge not only new John Deere equipment, but also parts, attachments, batteries, Home & Workshop products, and more. It allows flexibility by leaving you to borrow money as needed on an ongoing basis.
Installment Loan
The most common type of financing used at Tractor Central, JDF installment loans offer competitive rates, flexible terms, and customized solutions. The terms of the loan are that the borrower must make regularly scheduled payments of a portion of the principal borrowed, in addition to interest on the loan, over a set period of time.
Multi-Use Account
Formerly known as John Deere Farm Plan, a Multi-Use Account is a farm financing solution that extends to more than 9,000 merchants and John Deere dealers like Tractor Central. You can use your Multi-Use account to finance farm equipment parts, service repairs, equipment inspections, precision ag technology, performance upgrades, and more. In addition, Multi-Use Accounts can also be used to purchase crop inputs such as seed, fertilizer, and crop protection.
Applications for Installment and/or Revolving Accounts:
Lawn & Garden Financing
Personal financing for Riding Lawn Tractors, ZTrak™ Zero-Turn Mowers, Gator™ Utility Vehicles, and Compact Tractors.
Make yard work and home projects a breeze with dependable and flexible financing options that work for you.
Landscaping & Grounds Care Financing
Financing for Commercial Mowers and Gator Utility Vehicles
Conserve cash so you can grow your landscaping business, stay financially sound, and worry less about what’s ahead.
Agricultural Financing
Financing for Large and Compact Tractors, Sprayers, Combines, Tillage Equipment, Utility Vehicles, and More.
Get lease and loan options for all the equipment you need to keep your farm running, acreage maintained, and animals comfortable.
Construction Financing
Financing for Excavators, Wheel Loaders, Articulated Dump Trucks, Backhoes, Skidders, Compact Construction Equipment, and More.
Climb into the equipment you need for your construction or forestry company with flexible financing options from experts who know your business and the challenges you face.
Digital Financing
Manage your John Deere Financial account online with our suite of financing tools, including AutoPay†, eStatements, and the MyFinancial app.
†AutoPay can only be set up on Installment, Lease and Revolving Plan accounts. Automatic payment is not available for PowerPlan™ or Multi‑Use Account™ at this time.
No matter how you work the land,
Tractor Central is committed to your success.
